We help clients realize their dreams

We don't rest until you're 100% satisfied!

Mortgage experts to give you the best advice!

We help clients realize their dreams

Looking for a mortgage? Book a consultation with us today:

We Are Careful About Finance

We provide exceptional Financial services to a wide range of residential and commercial properties.

What separates Spark Financial Group from many banks or private financial institutions is our access to over 55 lenders and a wide variety of investment solutions to suit your needs.

Our Rates

* subject to change

  • 1 Year 5.34%
  • 2 Year 5.34%
  • 3 Year 4.89%
  • 4 Year 5.34%
  • 5 Year 4.99%
  • 5 Year VAR 5.55%
  • 7 Year 5.44%
  • 10 Year 5.64%

Our Services

Buying Your First Home

Our trusted mortgage professionals will help you understand what you are eligible for and ensure that you get the most from your first home purchase.

Mortgage Renewals

The expert mortgage agents at Spark Financial Group are here to help you find the best possible rate for the renewal of your mortgage.

Mortgage Refinancing

Need money for home renovations or to finance a personal purchase, the experts at Spark Financial Group can help you get the best deal that’s right for you.

Private Mortgage Loans

Private mortgages are short- term, interest-only loans, ranging in length from 1 to 3 years.

Home Equity Loan

A home equity line of credit, or HELOC, is a revolving line of credit secured by your home at a much lower interest rate than a traditional line of credit.

Bad Credit Mortgages

There are many home loans options available for individuals with bad credit or low income who have been turned down by the major banks.

Purchasing a Condo

Looking to purchase a Pre- Construction Condo? Get in Touch with Us Today and Let a Spark Financial Group Expert Assist You!

Debt Consolidation

Consolidating high interest debt – like credit card balances and auto loans – into a low interest mortgage can save you thousands in interest payments.

Commercial Mortgages

At Spark Financial Group, we make it easy for our customers to apply and get approved for a commercial mortgage from as little as $50,000 to over $100,000,000.

Book a Meeting

Fill out the form below and a Spark Financial Group Mortgage Expert will get back to you to arrange a consultation.


Alessandro Coluccio
Read More
Amazing experience! Michael and his team were able to get me the best possible rate, while explaining everything to me every step of the way. Very thankful for how reassuring and professional they were, especially since this was my first time buying a home and applying for a mortgage.

They answered all of our questions and concerns diligently and were always happy to see us.

Thank you!
Elaine Kontos
Read More
Where do I start with Spark Financial? Mike and the Spark Group are the dream team. They will take your dream home and make it a reality.

Buying a home has been the most stressful thing my fiancé and I have done in our life, so far, but Michael and Joe made things so smooth and easy for us. My work schedule is not like the average and Michael always made sure he could accommodate all our calls and appointments around MY schedule. Spark Financial Group truly is the way to go! I am so thankful that I was introduced to this amazing bunch and closed on our first home. Thank you Michael and Joe for helping us start one of the most important chapters of our life.
Kapil Sharma
Read More
Michael was a great help when applying for my mortgage refinance. He was knowledgeable in mortgage products and communicated every step of the way! I will be sure to keep coming back to Spark for all my mortgage needs. Thank you Michael for your help
Marisa Mancuso
Read More
I would like to say thank you to the Spark Financial Group Forgetting me a mortgage they were so professional Very organized And everything they said they were gonna do they did for me I would recommend them to any One that needs a mortgage I'm very happy with All the great works thank you Michael and Joe!
Mike Jebo
Read More
As a realtor, I’ve worked with many mortgage agents/brokers over the years. Nick and Michael from Spark Financial are my one and only dream team to get my clients mortgages approved. They are professional, on the ball and move fast. My clients love them. They hustle and shop for the lowest rates available tailored based on clients needs. Highly recommended !!.
Carmin Cappabianca
Read More
Spark Financial answered my questions in a professional and timely manner. Nick and Mike were very knowledgeable about all aspects of financing and provided me with valuable insights. I was extremely happy with my experience and I would recommend them to anyone!
Natasha Parentela
Positives: Professionalism, Quality, Responsiveness, Value
Read More
The team at Spark Financial Group has been extremely professional, and responsive from the moment I had the opportunity of working with them. Nick and Michael are clearly very experienced in the industry and have stopped at nothing to help heighten our firm's investment products to the next level. They are honest, trustworthy, hardworking and not to mention awesome guys to have on your side. I'm really looking forward to doing more work with them.
Natasha Dalton
Positive: Professionalism, Quality, Responsiveness, Value
Read More
I was referred to Michael and the team from our realtor, and couldn’t be happier with the reference. They were very professional and walked me through the process, and got me a great rate. Very happy with the whole experience. I have nothing but good things to say about Spark Financial Group and would definitely recommend them.
Marco Tallarico
Positive: Professionalism, Responsiveness
Read More
The guys at Spark made my life a lot easier by helping me get a second. There was a gap in my financing for my renovation and Nick just stepped in found me a suitable lender and the process was really comfortable. I highly suggest Spark, they helped me to rest better at night knowing I had them on my team.
Erica Kiara
Positive: Professionalism, Quality, Responsiveness, Value
Read More
Collaborating with Nick and Michael from Spark Financial Group has been an absolute joy. They are both very professional and productive. I would highly recommend this team to whomever is looking an accommodating experience.


Our Partners