Privacy Policy

Our Privacy Policy

Spark Financial Group was founded based on the values of trust, integrity and excellent service. Along with this, we are greatly concerned about the online privacy rights of our visitors and colleagues, and we are committed to protecting information you share with us. This Spark Financial Group website has taken extensive measures to protect the confidentiality of your personal information and security of your data from unauthorized disclosure or access.

Unfortunately, the transmission of information over the Internet cannot be guaranteed to be 100 percent secure. That being the case, while we go to great lengths to protect your information, Spark Financial Group cannot warrant or ensure the security of any information you provide us, and you do so at your own risk. We take security measures that meet or exceed industry requirements to safeguard the security and privacy of your data through the use of password protection and firewalls. Access to stored data is restricted to employees who have been trained on our privacy policies.

If you request a loan on this website, you will need to provide us with certain information necessary to deliver this service. This information may include but is not limited to, your name, address, e-mail address, phone number and other related contact information. Spark Financial Group will be able to provide better tailored and more accurate quotes, assessments, services, and results with the more information you are able to provide.

Collection of Personal Information

Spark Financial Group uses cookies and measuring tools on our webpage to better serve our clients. The use of cookies allows us to measure user activity to improve the user experience. Cookies and other tracking tools may be used to gauge the time and duration of your visit, websites you’ve visited prior to ours, the name of your Internet service provider, and specific pages you visit on our website. This helps us better understand the needs of our clients and consequentially enhance our services, but rest assured, none of this data is personally identifiable.

We may use third parties to serve our advertisements on other websites, and cookies on other websites may be used to gather information regarding your activities on those websites, such as browser type, pages visited, and IP address. This data may be used to evaluate our marketing campaigns or to customize promotions and other advertising messages to you. You may opt out of cookies in your browser’s settings. Refer to your browser’s documentation to learn how to configure the handling of cookies on various websites.

We may use remarketing ads to advertise Spark Financial Group across the web. Remarketing ads will appear tailored to you based on what parts of the Spark Financial Group website you have viewed by placing a cookie on your web browser. Not to worry, these cookies do not identify you in any way or provide access to your computer. These cookies indicate that this anonymous individual has visited this page. Using remarketing, we can tailor our marketing to suit your preferences and only show you ads that are related to what you have viewed. We will never associate personally identifiable information in our remarketing campaigns.

Use and Disclosure of Information

With your consent, we may share this information with any service provider that performs a service for us or performs a function on your behalf. When we require the services of third parties, their access to this information is limited to the extent necessary to carry out the service or as required or permitted by law. Disclosure to Spark Financial Group affiliates or service providers may be necessary to receive the very best rates, services, and mortgage options connected to the financial services offered by Spark Financial Group affiliates or service providers.

Removal of Personal Information

If you would like us to delete all the information that we have obtained about you from our database, contact us. Spark Financial Group will agree to remove your digitally stored information. Please note that in such a situation, Spark Financial Group is not able to access the data or systems of our affiliates, financial institutions, partners, and service providers that have been provided information in order to facilitate their services.

Terms of Use

Spark Financial Group supplies the website with no condition or warranty, be it statutory, express, or implied. Spark Financial Group does not hold any implied warranties of title, merchantability, non-infringement of intellectual property or fitness for any particular purpose.

Unless there is an express, written agreement between Spark Financial Group and the user, Spark Financial Group shall not have any contract, tort, or other liability to the user or any third party resulting from the use of or the information contained within this website.

Spark Financial Group does not endorse products and services advertised by advertisers, partners, or sponsors on their pages. The details of products or services are believed to be true but we encourage users to verify the information they information to ensure it’s correct. These websites contain links to other websites. Spark Financial Group has no control over these websites, nor does it accept any responsibility for the content, privacy policies, or security practices imposed by these websites.

In the event of omissions or errors in information, Spark Financial Group’s sole responsibility is to use reasonable efforts to correct, by a corrected release, any omissions or errors that it may have made, negligently or otherwise, in transmitting a copied document. Spark Financial Group or any of its owners or employees shall not be held liable for damages in contract, tort, or any other manner to any person (Including, without limitation, the subscriber) for any loss, damage, injury, liability, cost, or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may incur or suffer as a result of any such omissions or errors or any delays in the transmission or non-transmission of information.

Your Acceptance of These Terms

By using this site or providing sensitive information to us, you signify your consent to Spark Financial Group’s Terms and Conditions and Privacy Policy. These policies may be updated from time to time and it is your responsibility to check the website regularly to remain informed of such changes.

The foregoing policies are in effect as of September 1st, 2022. Spark Financial Group reserves the right to change this policy statement by posting a revised policy on this website. This statement and the policies detailed here are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

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Our priority is to provide you with the best service in the industry, and the highest level of comfort and trust throughout the mortgage process.