Bad Credit Mortgages

Bad Credit or Low Income? We can help!


There are many home loans options available for individuals with bad credit or low income who have been turned down by the major banks. While you might not be able to qualify with a primary lender at the lowest possible mortgage rate, at Spark Financial Group we have a variety of many institutional lenders and private lenders who specialize in mortgage products for individuals with bad credit scores or low income

Important Factors

You will notice that for some credit scores – take 650 for example – you may be able to qualify for a loan with either a prime lender or a bad credit institutional lender. When in-between ranges, lenders will look at additional factors, including:

At Spark Financial Group, we know there are many great resources available to first time home buyers and we are determined to make sure you take advantage of them. Our trusted mortgage professionals will help you understand what you are eligible for and ensure that you get the most from your first home purchase or refinance.